Fees & Government Grants for Live-In Caregivers

Several government schemes can significantly reduce the cost of hiring a live-in caregiver. Here’s what’s available and who qualifies.

What It Costs

Typical Fees, Before Grants

Caregiver Salary

$600–$1,000+ / month

FDW Levy

$300/month standard, $60/month concessionary

Agency Fee (one-time)

Commonly $1,500–$2,500

Other monthly costs:

The one-time agency fee covers work-permit processing ($35 application + $35 issuance fee to MOM), medical checks, consultation, and follow-up support. Xedge presents a clear written breakdown of MOM-related costs before you commit — transparent pricing, no hidden charges.

Grants & Subsidies

Government Grants & Subsidies for Live-In Caregivers

Several government schemes can significantly reduce the cost of hiring a live-in caregiver. Here’s what’s available and who qualifies.

Levy Concession

Standard Levy

Concessionary Levy

Amount

$300/month

$60/month

*Rises to $450/month for a second or subsequent helper in the same household.

You may qualify for the concessionary rate if the caregiver is looking after a family member who is a Singapore Citizen (or PR with an SC spouse/parent/child) aged 67 or above, a family member certified by a Singapore-registered doctor as needing help with at least one Activity of Daily Living due to a disability, or a Singapore-Citizen child/grandchild aged 16 or below. Capped at 1 helper per eligible person, max 2 helpers per household. It’s automatically granted if you or your spouse are 67+, or your child is under 16 — otherwise, apply through the Agency for Integrated Care (AIC).

Grants & Schemes at a Glance

Home Caregiving Grant (HCG)

$600/month (household income $0–$1,500 per capita), $400/month ($1,501–$3,600), or $200/month ($3,601–$4,800). Flat $200/month for households owning multiple properties, regardless of income. Requires the care recipient to need help with 3+ Activities of Daily Living. Apply through AIC.

Caregivers Training Grant (CTG)

$400 in the first year of use, plus a $200 top-up every 1 April (unused balance carried forward, capped at $400 total). Minimum $10 co-payment per approved training course. Care recipient must be SC/PR, aged 65+ or has a disability. Click here for more details.

Other Long-Term Care Schemes

Pioneer Generation Disability Assistance Scheme, ElderShield, and CareShield Life may also apply depending on your situation — we’ll check your eligibility during consultation.

We help you check eligibility. Grant eligibility depends on your loved one’s specific situation. We walk through this with every family during the free consultation, so you know exactly what you may qualify for before committing to a caregiver.

Levy and HCG/CTG figures above were confirmed directly against mom.gov.sg and aic.sg as of this page’s publication. Rates and eligibility criteria are set by MOM/AIC and can change — always confirm current amounts on the official government pages before making financial decisions.

Want to know what you're eligible for?

Book a free consultation — we’ll check your eligibility alongside your caregiver search.